smarterway retail card is here!
Making your money go even further is more important now than ever. This is where the smarterway retail card can be a big help – helping with all those extra purchases by providing a comprehensive and easy to use cashback rebate system and not a credit card in sight!
So what is a smarterway retail card?
The short answer is a Pre-Paid MasterCard® card saving up to 5% in cashback rebates with a huge range of Retail outlets from Mothercare and Boots to Asda and Sainsburys plus many, many more!
Earn more with your smarterway retail card
Your smarterway retail card offers you the chance to actually earn savings as you spend when you visit our retail partners in the High Street or shop online. Detailed on this page, are the retailers who offer you between 3.5% and 5% when you shop with them.
To visit each of the retailer's websites, simply click on the logos below.
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![]() | 5% | ![]() | 5% | ![]() | 5% | ![]() | 5% | ![]() | 5% | ![]() | 5% | ![]() | 5% |
![]() | 5% | ![]() | 5% | ![]() | 5% | ![]() | 5% | ![]() | 5% | ![]() | 3.5% | ![]() | 5% |
![]() | 5% | ![]() | 5% | ![]() | 5% | ![]() | 5% | ![]() | 5% | ![]() | 5% |
* Exclusions apply, click here for details
smarterway retail card is NOT A CREDIT CARD!
smarterway retail card is a Pre-paid MasterCard® card which means you control how much you want to load onto the card and that means you cannot spend more than you have!
A pre-paid card looks very much like a normal bank card with a card number, chip and signature strip however that’s where the similarity ends. It only has as much money on it as you have loaded and you can top up as often as you like, up to a fixed limit (subject to status – please see terms and conditions for details) – it doesn't allow you to get into debt and unlike a debit card, doesn't take money directly from your bank account. It's a Win-Win' situation!
And now the Science bit.....
- • At the shops – simply hand your card to the salesperson at the till. smarterway retail card is welcomed wherever you see the MasterCard® acceptance mark - just use it like any other chip and pin card.
- • Telephone shopping – read out the card details over the phone.
- • Internet shopping – input the card details at the 'check-out' as you normally would with your credit/debit card.
Try the savings calculator!
"The range of high street brands is amazing, the advantage for me is I get cashback for online shopping as well as in store"
David G
Kent

smarterway dining - coming soon
exclusive discount for members with Hi-Life Diners Club 2 for 1 Dining...









































































